Auto repair shops are the backbone of the automotive service industry. From routine maintenance and brake repairs to engine diagnostics and transmission service, repair facilities help keep millions of vehicles operating safely and efficiently every year.
While repairing vehicles can be a rewarding business, it also creates unique risks that require specialized insurance protection. Auto repair shops regularly work on customer-owned vehicles, operate expensive equipment, employ skilled technicians, and perform repairs that directly impact vehicle safety and performance.
A single customer claim, damaged vehicle, employee injury, or equipment loss can create significant financial challenges for a repair facility.
At Routeway360, we help automotive repair businesses secure insurance solutions designed specifically for the risks they face every day.
Auto Repair Shop Insurance is a specialized insurance program designed for businesses that diagnose, maintain, and repair customer vehicles.
Because repair shops take possession of customer vehicles and perform work that directly affects vehicle safety and performance, they face risks that often require broader protection than standard business insurance policies.
A comprehensive program may include:
Helps protect your business from claims involving bodily injury, property damage, and repair-related liability that may arise during normal operations.
Provides protection for customer vehicles that are damaged while in your care, custody, or control.
Helps protect buildings, tools, diagnostic equipment, inventory, and other business assets from covered losses.
Auto repair facilities face a combination of operational, liability, and property-related risks.
Helps protect against claims involving bodily injury, property damage, and repair-related incidents connected to business operations.
Claims may arise when customers believe repairs were performed incorrectly or contributed to vehicle damage.
Get your insurance quote in minutes with zero hassle.
Protect your business, tools, and operations from every risk.
Repair facilities are responsible for vehicles while they remain in the shop's care.
It is a specialized insurance program designed to protect businesses that repair, maintain, and service customer vehicles.
Garagekeepers Coverage may help protect customer vehicles from covered losses while they are in your care.
Most repair shops with employees should carry Workers’ Compensation coverage according to state requirements.
Coverage may help protect diagnostic scanners, lifts, compressors, computers, specialty tools, and other repair equipment.
Certain policies may help address liability arising from covered incidents that occur during test drives.
Pricing depends on factors such as location, payroll, services offered, number of employees, property values, and coverage limits.
Routeway360 provides:
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