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Mobile Tool Dealer

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Mobile Tool Dealer
Guarantee your future

Insurance Built for Matco, Mac, Snap-on, and Cornwell Tool Truck Owners

At Routeway360, we specialize in insurance for mobile tool dealers. Whether you're a Matco Tools franchisee, operate a Snap-on or Mac Tools truck, or own an independent tool route, we provide tailored, brand- compliant insurance coverage for your unique needs. Our tool truck clients rely on us for fast quotes, accurate policy matching, and specialized protection that keeps their truck, tools, and business secure.

Who Needs Tool Dealer Insurance?

If you:​
Own and operate a branded tool truck
Carry and sell high-value inventory (hand tools, power tools, diagnostics)
Finance tools or provide weekly customer accounts
Visit job sites, auto shops, or construction yards
...then you need insurance built around mobile retail risks—not generic commercial policies.

Why Tool Dealers Choose Routeway360

Fast quotes from top carriers that understand your niche
We know franchise requirements for Matco, Mac, Snap-on, and Cornwell
We shop dozens of insurers like Progressive, GEICO Commercial, Travelers, and more
Easy certs for franchise offices or loan providers
Add-ons for health, banking, route incorporation, and more

We don’t just sell policies— we know your business.​

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Brands We Work With

We insure mobile tool dealers working with:
Independent tool sellers & regional franchise operators

Whether you’re new to the business or switching providers, Routeway360 helps you stay compliant and covered

Recommended Coverages

To stay compliant and protected, most distributors need:

1. Commercial Auto Insurance

Covers your tool truck and on-road liability

Required by most franchise agreements

Estimated Range:

$175–$315/month

(Discounted)

2. Business Owners Policy (BOP) + Inland Marine Coverage

Protects your business liability and tool inventory (even when mobile)

Covers theft, damage, fire, and customer slip-and-fall risks

Estimated Range:

$30–$95/month

(based on tool value and route size)

3. Optional Add-ons

Inventory floaters for financed tools

Umbrella policies for added protection

Workers comp for hired help or partners

Scenarios We Help With

  • Tool inventory stolen from your truck overnight
  • Fender bender pulling into a customer’s lot
  • Needing a COI (Certificate of Insurance) fast for a franchise audit
  • Damage to tools while transporting across job sites

Get Protected Fast

Don’t leave your tool business exposed. We’ll help you secure commercial auto and tool coverage designed for your route, your brand, and your budget.

Click below to get a fast custom quote.

Prefer to talk it through? Call us at 877-792-9360 and ask for our mobile tool insurance desk
Bilingual support available.
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